Your next chapter in Southern California

What could your home equity
make possible in California?

You may have more options than you think. Explore how selling your current home could help fund your next one—and compare two home prices side by side.

No sign-up needed · Your answers stay in this page

01 / Start with your home

Three numbers to get started.

Estimated current home value ($)Estimated mortgage payoff ($)Include any HELOC or other loans secured by your home.Cash you want to keep in reserve ($)This money is set aside before calculating your down payment.

Adjust costs & additional savings

Starting assumptions: 6% selling costs, 2% purchase costs, and $5,000 moving costs. These are illustrative placeholders—not quotes or required fees. Replace them with estimates for your transaction.

Total selling costs (%)One combined estimate for applicable selling fees, negotiated compensation and other sale expenses. Actual costs vary.Purchase closing costs (%)Applied to each purchase price; excludes the down payment. Replace with lender/escrow estimates, including applicable prepaid costs.Moving costs ($)Additional savings to use ($)Cash outside your home-sale proceeds that you choose to include.

Estimates initially use 6% selling costs, 2% purchase costs and $5,000 for moving. Adjust above.

Your estimated starting point

Cash after selling—After selling costs and loan payoff

Available for the next purchase—After added savings, moving costs and reserves; before purchase closing costs

Enter your three numbers to explore your options.

Compare two possibilities.

These are editable example purchase prices, not listings or community price estimates.

Option A

Home purchase price ($)

Option B

Home purchase price ($)

See the calculation

02 / Explore where this could take you

Where could you picture your next chapter?

Choose a few communities, or let us help you narrow it down.

Murrieta Homes Under $700,000 Murrieta Homes $700,001 & Up Temecula Homes Under $800,000 Temecula Homes $800,001 & Up Menifee Homes Under $600,000 Menifee Homes $600,001 & Up See Wildomar Homes Winchester Homes Under $700,000 Winchester Homes $700,000 & Up Lake Elsinore Homes Under $800,000 Lake Elsinore Homes $800,001 & Up Corona Let’s explore together

Community choices shape the conversation, not the financial calculation. No neighborhood rankings or current listings are implied.

Let’s explore what’s possible.

Laura & Cheryl can help you connect these numbers with a home search and the communities you want to explore.

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A useful starting point—not a mortgage approval.

The estimated loan is the purchase price minus the available down payment. A lender must review income, debts, credit, property and loan requirements. An indicated down payment does not guarantee qualification, and loan programs may require more cash.

This model applies all available purchase funds to the down payment after estimated closing costs. Sale proceeds may not be available until closing. It excludes potential home-sale taxes, repair concessions beyond your selling estimate, bridge financing, ongoing housing expenses and mortgage payments. A tax professional can help assess whether a home sale creates tax liability.

For a cash purchase, loan-related closing charges may not apply; adjust the closing-cost assumption. For financed purchases, use a property-specific Loan Estimate and escrow figures. All calculations are illustrative and prices are entered by you.